Opening an account, being assigned bank accounts in Euro and Sterling, inviting others to pay you and creating schedules is free. There are no monthly minimums, you are only charged if you perform a transaction that has a fee associated and many transactions are free including all internal transfers between members on the platform. During our beta launch we only have 1 pricing schedule, but in future we will offer different pricing plans depending on the volume of transactions you perform. To automate the process, fees are deducted automatically from your wallet at the time of the transaction.

These are the only fees we charge…



Verify Your Customers

Real-time validation of all your customers details on registration.

Unique Customer Wallets

Provide unique GBP and EURO accounts to all your customers.

Automated Payment Schedules

Automate payment schedules with customers and suppliers.

Multiple Payment Options

Direct Debit, Bank transfer, Cards.


Restrict Bank Accounts

White-list bank accounts to receive from or pay to.

Digital Escrow Wallets

Draw down against as services are performed.


Default Large Customers
Available Default Default
Monthly cost Free POA
API access? No Yes
Who can use it Sole trader, Limited Co, Charity Sole trader, Limited Co, Charity
What am I getting?
e-money account (UK acc. No/ sort code, SEPA acc No IBAN) Included Included
Scheduler to automate payments Included Included
Digital Escrow wallet module Included Included
Digital onboarding Included Included
Transaction charges:
Bank transfers in (Faster Payments, BACS, SEPA) Free POA
Direct Debits in (GBP) £1 / €1 per transaction POA
Card Payments In (GBP or Euro) 3% of value paid in POA
Internal transfers in/out between members Free POA
Bank transfers out (Faster Payments, SEPA) £0.5 / €0.5 per transaction POA
Email, SMS or push notifications Free Free
Locking or unlocking your Account Free Free
Closing account Free Free

Ready To Get Started?

GoCustomate is not a bank. We don’t take risks with your money, so it isn’t covered by the Financial Services Compensation Scheme. Your money is kept in a protected, ring-fenced account, safeguarded under UK Electronic Money Regulations 2011. Customate Ltd (“GoCustomate) is a company registered in England and Wales whose registered office is at  71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom and whose registered number is 11491229. Customate Ltd operates under the licence of PerfectCard DAC, authorised by the Central Bank of Ireland under the European Union (Payment Service) Regulations 2018 (Register ref: C95957) for the issuing of electronic money.